California carrier

Liberty Mutual home insurance in California

Liberty Mutual is writing selectively in California. It is not part of the Sustainable Insurance Strategy.

Status

LIMITED
New-business status
No
Sustainable Insurance Strategy
direct
Distribution
#10
CA market-share rank

Reduced 2023 but retained broader CA footprint incl. some high-risk areas. Structure: mutual holding company, no public shareholders.

Source: CDI / state press on SIS commitments (carriers.json, reviewed June 2026). Status is statewide and not a guarantee for any address.

Frequently asked

Is Liberty Mutual writing new home insurance in California?

As of June 2026, Liberty Mutual is writing selectively in California. Carrier appetite changes frequently and varies by address and wildfire risk.

Is Liberty Mutual part of California's Sustainable Insurance Strategy?

Liberty Mutual is not among the carriers publicly committed to California's Sustainable Insurance Strategy quota.

Next step

Check your exact address and see the FAIR Plan + DIC fallback. When you’re ready to shop, a licensed California broker can compare carriers for you. We provide estimates only — never quotes.

Check your address or find consumer help from the California Department of Insurance

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