California carrier
Chubb home insurance in California
Chubb is writing selectively in California. It is not part of the Sustainable Insurance Strategy.
Status
High-value homes focus; selective wildfire appetite with mitigation requirements. Structure: publicly traded stock company, NYSE: CB.
Source: CDI / state press on SIS commitments (carriers.json, reviewed June 2026). Status is statewide and not a guarantee for any address.
Where Chubb appears in the filed-rate survey
Counties where Chubb (or its group) appears in the CDI §12959 survey, cheapest first. Filed premium for a $625,000 dwelling — actual measured data.
| County | Filed premium / yr |
|---|---|
| Ventura County | $1,763 |
| San Luis Obispo County | $1,986 |
| Sacramento County | $2,049 |
| San Joaquin County | $2,054 |
| Santa Barbara County | $2,078 |
| Alpine County | $2,096 |
| Amador County | $2,096 |
| Calaveras County | $2,096 |
| Mariposa County | $2,096 |
| Mono County | $2,096 |
| Del Norte County | $2,109 |
| Humboldt County | $2,109 |
Matched on company name in the CDI survey; shown where the match is clear. CDI §12959, effective 2026-05-01.
Cheapest filed counties
REAL- Ventura County — $1,763
- San Luis Obispo County — $1,986
- Sacramento County — $2,049
- San Joaquin County — $2,054
- Santa Barbara County — $2,078
CDI §12959 premium survey, $625,000 dwelling; filed premiums are not quotes.
Priciest filed counties
REAL- Orange County — $3,596
- Riverside County — $3,444
- San Bernardino County — $3,119
- San Francisco County — $3,063
- Marin County — $2,992
CDI §12959 premium survey, $625,000 dwelling; filed premiums are not quotes.
Frequently asked
Is Chubb writing new home insurance in California?
As of June 2026, Chubb is writing selectively in California. Carrier appetite changes frequently and varies by address and wildfire risk.
Is Chubb part of California's Sustainable Insurance Strategy?
Chubb is not among the carriers publicly committed to California's Sustainable Insurance Strategy quota.
What does Chubb charge for home insurance in California?
Where Chubb appears in the CDI filed-rate survey ($625,000 dwelling), its premiums range from $1,763 to $3,596 a year across 58 counties.
Where is Chubb cheapest in California?
In the CDI §12959 filed-rate survey ($625,000 dwelling), Chubb's cheapest county is Ventura County at $1,763 a year; its priciest is Orange County at $3,596. Filed premiums are not quotes.
Next step
Check your exact address and see the FAIR Plan + DIC fallback. When you’re ready to shop, a licensed California broker can compare carriers for you. We provide estimates only — never quotes.
Check your address or find consumer help from the California Department of Insurance