California carrier
Kin Insurance home insurance in California
Kin Insurance is writing selectively in California. It is not part of the Sustainable Insurance Strategy.
Status
Reciprocal exchange in its home states, but CA product (relaunched March 2025) is marketed via Kin Insurance Services, a CA surplus-lines broker, on non-admitted carrier paper. Narrow, recently re-entered CA footprint; no CIGA guarantee-fund backstop for the CA book.
Source: CDI / state press on SIS commitments (carriers.json, reviewed June 2026). Status is statewide and not a guarantee for any address.
Frequently asked
Is Kin Insurance writing new home insurance in California?
As of June 2026, Kin Insurance is writing selectively in California. Carrier appetite changes frequently and varies by address and wildfire risk.
Is Kin Insurance part of California's Sustainable Insurance Strategy?
Kin Insurance is not among the carriers publicly committed to California's Sustainable Insurance Strategy quota.
Next step
Check your exact address and see the FAIR Plan + DIC fallback. When you’re ready to shop, a licensed California broker can compare carriers for you. We provide estimates only — never quotes.
Check your address or find consumer help from the California Department of Insurance